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Identity Cards
28-11-2005, 12:25 AM
Post: #1
Identity Cards

Hello survivors,

Are identity cards an imposition on ones civil rights and privacy or are they an essential tool to ensuring identity theft does not happen?

My personal thoughts on this one are that as identity theft is prevalent and very official and private documents are so easy to copy, it would only be a matter of time before identity cards were copied aswell.

I do think however, that some existing cards could hold hidden information on who we are. For example a hidden photograph digitally held in the magnetic strip of your bank cards available only via the taping in of an additional code if drawing at a cashpoint. This image could be checked via the internal cashpoint camera. A credit card could hold a full hand print again digitally photographed and stored in the magentic strip. If not found on your card to be present or an individual fails to have one taken than an eye scan could be used instead with another secret pin. A passport or driving license could also hold one or more of these details in a hidden magnetic strip only accessible via specialised equipment at point of use.

In addition, I do that we all owe it ourselves to be on the lookout, regularly checking our accounts that all is in order. As an added security measure we should shred all documents that are out of date and ensure those remaining are held in a secret place known only to ourselves.

What do you think?

Maureen
Northern angel.
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28-11-2005, 06:47 PM
Post: #2
Identity Cards
Do you really mean an 'Extra' PIN ? isnt enough that we already have one PIN to remember for each card, surely the information you are suggesting be stored on these cards should be automatically accessed when you tap in your existing PIN.

As to the image stored on your bank card, arent bank charges high enough already without having the extra technology or staff employed to check the individual identity of the person using what in some branches could be on of as many as 6 or 7 cash machines.

Shredding of documents from your bank etc. is fine but one should always remember to shred these documents so that the identification numbers are sperated into individual digits or to use a cross shredder.
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29-11-2005, 02:16 PM
Post: #3
Identity Cards
Mellors Wrote:Do you really mean an 'Extra' PIN ? isnt enough that we already have one PIN to remember for each card, surely the information you are suggesting be stored on these cards should be automatically accessed when you tap in your existing PIN.

As to the image stored on your bank card, arent bank charges high enough already without having the extra technology or staff employed to check the individual identity of the person using what in some branches could be on of as many as 6 or 7 cash machines.

Shredding of documents from your bank etc. is fine but one should always remember to shred these documents so that the identification numbers are sperated into individual digits or to use a cross shredder.

Hello Mellors,

I tried posting to you last night but something went wrong and I lost it.:wallbash:

So here goes, I'm not one for giving up.

Sadly, I do mean another pin. But not necessarily for each card, I would rather it was applicable to the additional security device and was cross referenced. I also think it should be free with the exception of having your photograph taken, signed and witnessed in the same way a passport photo is.

I want you to imagine you have 4 store cards, two cheque guarantee cards one of which is a cashpoint card as well, and another which is a mastercard or credit card from your bank. I also think if you have an elderly relative that another family members id should be stored on the post office pension card.

At present your store cards need no additional identity and if you lost one or had it stolen, someone somewhere could be sitting down having a jolly time forging your signature.Than using your card for a spend spree, you do not become aware of untill its to late. The companies who run these are already wealthy on your interest payments or card insurance payments and could be presurised into giving you that bit more security for your money.But the fact that someone is using your card does not mean the entire amount spent is protected, you could still lose out.

I want you to imagine next 'god forbid it', that you have had your wallet or purse stolen. You have noticed this immediately and you report it to a) the police and b) after much paper sorting or checking of infuriating choiceline phone numbers the financial concerns you have accounts with. When something is stolen in this way a card or cheque book or even a printed cheque has a nominal value of 50p per item. This is irregardless of how much someone spends on your accounts, draws from a cashpoint, or trys to draw cash from a cheque.In the case of the latter they are also holding some other form of identity and unless the cheque is crossed payee only - a bank may elect to pay it out if below the maximum withdrawal rate allowed per day.

You an I, both know this isn't just theft - it is fraud and deception with the intent to embezzle / not just an ordinary police matter either but CID. all in all it could weeks , months to investigate and prove.

I also think that we should expect the best of services from our banks, especially since it is already being paid for. I rather like the old philosophy of;-

'Service is the giving of ones best fro the priceless confidence of a man'.

Wouldn't you rather have the benefit of an additional security measure in place than take a risk?

The technology exists to do this now, and it is only a matter of time before we have to have a more complete and extremely expensive identity card.

Apologies for the ranting shortish lecture. :mellow:

Maureen
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